Use of Employee and Applicant Credit Histories

Restrictions regarding employers’ use of credit checks on applicants and current employees have been implemented at various state and local levels over the last several years, mainly due to concerns that such processes disproportionately impact minorities. The result has been a patchwork of requirements and prohibitions that make it difficult for employers to know what they may request from applicants as well as how they organize their internal processes for current employees. CWC’s State Laws Restricting Use of Credit Histories tool lays out the restrictions placed on employers in various jurisdictions to help our members ensure compliance when hiring new employees and reviewing current employee files.

Download State Standard